Unlock Your Cash Flow with Accounts Receivable Financing
At NonBank Business Loans, we understand that waiting for customer payments can slow down your business growth. That’s why we offer Accounts Receivable Financing to help you access the funds tied up in outstanding invoices. Whether you need cash for expansion, inventory, or day-to-day operations, our fast and flexible financing options can turn your accounts receivable into the working capital you need.
With funding available in as little as 2 to 5 days, you won’t have to wait weeks to secure the cash flow your business deserves. Let us help you improve your liquidity and focus on growing your business, not waiting on payments.
Turn Your Outstanding Invoices Into Immediate Cash Flow
How Accounts Receivable Financing Can Help Your Business
At NonBank Business Loans, we provide Accounts Receivable Financing to help businesses unlock the value of their unpaid invoices. By selling or using your receivables as collateral, you can quickly access the funds you need without waiting for customers to pay. This service is perfect for businesses looking to maintain smooth operations, seize new opportunities, or manage cash flow during slow payment periods. Let us help you fuel your growth with the working capital you deserve.
Easy Application Process
Apply in minutes with our user-friendly online application. Our simple process helps you get approved quickly and start receiving funding without the paperwork hassle.
No Minimum Credit Score
Unlike traditional loans, we don’t require a high credit score to qualify. Whether you have great credit or bad credit, you can still get the financing you need by leveraging your invoices.
No Monthly Payments
You don’t have to worry about monthly payments. Repayment is tied to when your customers pay their invoices, giving you flexibility without the added pressure of fixed payments.
Fast & Flexible Funding
Our accounts receivable financing offers quick access to funds, allowing you to keep your business running smoothly without delays. You can receive your financing within days, not weeks.
Flexible Loan Amounts
We offer financing based on the value of your outstanding invoices, ranging from $10,000 to $5 million. You can access the funds you need without being restricted by the limits of traditional bank loans.
What You Need to Qualify for Accounts Receivable Financing
Annual Revenue
We require your business to have at least $500,000 in annual gross sales to ensure that your business is established and capable of handling the financing.
Outstanding Accounts Receivable
To qualify, you’ll need at least $100,000 in outstanding B2B accounts receivable that are aged up to 90 days. This ensures that you have the necessary invoices to leverage for financing.
No Minimum Credit Score
There is no minimum credit score required to apply. Whether you have good credit or bad credit, you can still qualify for accounts receivable financing, making it accessible to businesses of all credit profiles.
Your Trusted Partner for Fast, Flexible, and Transparent Financing
Why Choose NonBank Business Loans for Accounts Receivable Financing?
At NonBank Business Loans, we are dedicated to helping your business grow by providing quick and flexible financing options. With our Accounts Receivable Financing, you can unlock the capital tied up in unpaid invoices without waiting for your customers to pay. Our transparent, hassle-free process ensures that you get the funds you need, fast, so you can continue focusing on what matters—growing your business. Here's why businesses trust us:
Quick Funding Process
We understand the urgency of business needs. With our fast approval and funding process, you can access your cash in days, not weeks.
No Hidden Fees
We believe in being upfront with our clients. Our financing options come with no hidden fees, so you’ll always know exactly what you're getting.
Flexible Terms
We offer customizable terms based on your invoices, so you can get the best financing option that aligns with your business goals and cash flow needs.
Expert Support
Our team of experienced professionals is here to guide you through every step of the financing process, ensuring you understand all the options available to you.
Apply Online
Fill out a quick and easy online application in just minutes. It takes no time at all and can be done from anywhere, with minimal paperwork required.
Review Financing Options
After submitting your application, our team will match you with the best financing options. We’ll review your accounts receivable and help you select the best loan terms for your business needs.
Receive Your Funds
Once you’ve chosen your financing option, you can receive the funds in as little as 2 to 5 days, providing you with the cash flow needed to continue your operations.
Getting Your Accounts Receivable Financing is Easy
Three Simple Steps to Unlock the Cash Flow You Need
At NonBank Business Loans, we’ve streamlined the process to make it easy for you to access the funds tied up in your outstanding invoices. With just three simple steps, you can get the working capital you need to keep your business moving forward. Here’s how:
Frequently Asked Questions
Q1. What is Accounts Receivable Financing?
Accounts Receivable Financing allows businesses to access cash by selling or using their unpaid invoices as collateral. This provides immediate working capital without waiting for customers to pay.
Q2. How does Accounts Receivable Financing work?
You sell your outstanding invoices or use them as collateral to receive a loan. Once your customers pay their invoices, the loan is repaid, and you keep the remaining funds.
Q3. How long does it take to get funded?
Once approved, you can receive funds in as little as 2 to 5 days, providing quick access to working capital when you need it most.
Q4. What is the minimum amount of accounts receivable required to qualify?
To qualify, you need a minimum of $100,000 in outstanding B2B accounts receivable that are aged up to 90 days.
Q5. Do I need a high credit score to qualify?
No, we don’t require a high credit score. Accounts Receivable Financing is based on your invoices, not your credit history, so businesses with all credit profiles can qualify.
Q6. What types of businesses can benefit from Accounts Receivable Financing?
This financing option is ideal for businesses with B2B transactions and unpaid invoices. It works for companies in various industries such as manufacturing, wholesale, services, and more.
See why so many home service companies
want to work with us!
I seen the company grow by over $5M
“The Merdian Company is based in East Lansing, MI and provide Plumbing, HVAC, Remodeling & Electrical services.”
Hear From Craig Phillipich
Owner of The Medidian Company.
Our mission is to empower small businesses by providing customized financing solutions to fit their needs.
Social Media
