Get the Equipment Your Business Needs to Thrive

At NonBank Business Loans, we understand that having the right equipment is crucial for your success. Whether you're upgrading technology, purchasing machinery, or expanding your operations, we offer fast and flexible equipment financing options to help you get the tools you need—without the hassle. Secure funding quickly with our easy application process and personalized loan offers tailored to your business.

Get Pre-Approved Now

A Smart Solution to Power Your Business Growth

What is Equipment Financing?

Equipment financing is a powerful tool that allows businesses to acquire the essential equipment they need—whether it's for daily operations, expansion, or modernization—without draining your cash flow. This financing option helps you secure equipment through loans or leases, making it easier to get the machinery, technology, or tools that are vital for your business’s success. Here’s how it works and why it’s a smart solution for your business:

Check Your Eligibility

Equipment Loans

With an equipment loan, you borrow funds to purchase equipment and own it outright once the loan is paid off. This is ideal for businesses that want to make long-term investments in their assets.

Equipment Leasing

Leasing allows you to rent the equipment for a set period, and at the end of the term, you can choose to purchase it, renew the lease, or return it. It’s a flexible option if you don’t want to own the equipment immediately.

Low Down Payments

Many equipment financing options require little to no down payment, allowing you to preserve your working capital and allocate funds for other critical business needs.

Flexible Terms

Choose from various repayment options based on your business goals and budget. Terms can range from 12 months to several years, ensuring that your payments align with your cash flow.

Fast Funding

With equipment financing, you can receive funds quickly—often within days—so you can acquire the equipment you need without delays that could affect your business operations.

What You Need to Qualify for Equipment Financing

Minimum Credit Score

You can qualify for our top financing options with a minimum credit score of just 580. Even if your credit is less than perfect, we offer financing solutions that work for your business.

No Minimum Time Required

Whether you’re a startup or an established business, you can qualify for equipment financing. Businesses with under two years of operation are eligible for funding up to $50,000.

No Minimum Sales Requirement

We don’t require a minimum amount of monthly or annual revenue to qualify. Whether you’re a small business or a growing company, we have financing options tailored to your needs.

Your Trusted Partner for Fast, Flexible Equipment Financing

Why Choose NonBank Business Loans?

At NonBank Business Loans, we’re committed to helping businesses access the funding they need with speed, transparency, and personalized service. Here’s why thousands of businesses trust us to fuel their growth:

Fast & Easy Process

Our simple application process lets you get pre-approved in just minutes. Skip the long waits and tedious paperwork that come with traditional banks.

Tailored to Your Needs

We offer a range of financing options, including loans and leases, to match your business’s specific requirements. You can choose the best terms that fit your goals and budget.

No Hidden Fees

We believe in complete transparency. There are no hidden fees or surprises, so you always know exactly what you're getting when you finance your equipment with us.

Dedicated Support

Our team of financing experts is here to guide you through every step of the process. From application to funding, we provide ongoing support and advice tailored to your business.

Apply Online

Fill out our fast, easy online application in just minutes. It’s quick, straightforward, and can be done from anywhere—no lengthy paperwork required.

Review Your Options

Once you apply, our team will match you with financing options tailored to your needs. We’ll work with you to review the best loan or lease terms available.

Receive Your Funds

Once you’ve selected your financing option, we’ll process your request quickly. You can receive your funds in as little as 1-3 days and get the equipment you need without delay.

Three Easy Steps to Secure Funding

Getting Your Equipment Financing is Simple

At NonBank Business Loans, we’ve made it quick and easy for businesses to get the equipment they need. Follow these three simple steps to secure financing and get your business moving forward:

Secure Your Pre-Approval Now

Frequently Asked Questions

Q1. What is equipment financing?

Equipment financing allows businesses to acquire the equipment they need through a loan or lease. Whether it’s machinery, technology, or vehicles, you can secure the equipment without draining your cash flow, and you can repay over time.

Q2. How do I qualify for equipment financing?

To qualify, you'll need a minimum credit score of 580+, no specific time in business requirement, and annual revenue that suits your needs. We offer financing options for businesses of all sizes, including startups.

Q3. How long does it take to get approved?

The approval process is fast and straightforward. You can get pre-approved in minutes, and most financing options are funded in as little as 1-3 days after approval.

Q4. What types of equipment can I finance?

You can finance almost any business-related equipment, including office furniture, production machinery, vehicles, technology, and more. If it’s necessary for your business operations, it can likely be financed.

Q5. Are there hidden fees?

No. We pride ourselves on providing transparent terms with no hidden fees. The offer we present will outline everything clearly, so you’ll always know exactly what you're getting.

Q6. Can I lease equipment instead of purchasing it?

Yes, we offer both equipment loans and leasing options. Leasing allows you to rent equipment for a set period, with the option to buy, renew, or return it at the end of the lease term.