Fast & Flexible Business Line of Credit – Get Pre-Approved Today!
A Business Line of Credit provides your business with reliable, on-demand capital to cover unexpected costs, manage cash flow, and seize new opportunities. Unlike traditional loans, you only pay interest on the amount you use—giving you control and flexibility over your financing.
A Smart & Flexible Financing Solution for Your Business
What is a Business Line of Credit?
A Business Line of Credit is a flexible financing option that works similarly to a credit card. Once approved, you can withdraw funds whenever needed and only pay interest on the amount used. As you repay, the credit becomes available again, making it an excellent solution for managing cash flow, covering operational expenses, and preparing for future opportunities.
No Collateral Required
Most business lines of credit are unsecured, meaning you don’t have to put up assets to qualify.
Revolving Access to Funds
Withdraw funds as needed and repay on your schedule. Once repaid, your available credit replenishes for future use.
Only Pay for What You Use
Unlike a fixed loan, you’re only charged interest on the funds you draw—saving you money in the long run.
Fast & Flexible Financing
Access funding in as little as 24 hours, ensuring your business stays financially agile and prepared for any situation.
Use for Any Business Expense
Cover payroll, purchase inventory, manage operational costs, or invest in growth—your credit line is there when you need it.
Simple Requirements for Fast & Easy Approval
Time in Business – 6+ Months
Your business should be in operation for at least six months to demonstrate stability and eligibility for financing.
Monthly Revenue – $10,000+
To qualify, your business must generate at least $10,000 per month ($120,000 annually), ensuring you have steady cash flow to manage repayments.
Credit Score – 600+ FICO Score
A minimum credit score of 600 is required, but we offer flexible options for businesses with lower credit scores.
Fast, Flexible, and Reliable Funding—Tailored for Your Business Needs
Why Choose Us for Your Business Line of Credit?
Finding the right financing shouldn’t be complicated. Our Business Line of Credit is designed to provide quick access to funds, transparent terms, and unmatched flexibility, so you can focus on growing your business without financial roadblocks.
Fast Approvals & Same-Day Funding
Apply in minutes and get approved quickly. Most businesses receive their funds within 24 hours, so you don’t have to wait to access working capital.
No Hidden Fees or Surprises
We believe in complete transparency—no unexpected charges, no prepayment penalties, and clear repayment terms you can trust.
Dedicated Loan Advisors
You’ll have a personal loan expert to guide you through the process, ensuring you understand your options and make the best financial decisions for your business.
Flexible Credit Limits & Terms
With credit lines ranging from $10,000 to $5 million and repayment terms up to 10 years, we tailor your financing to match your business’s needs.
Apply Online in Minutes
Fill out our quick and secure online application with basic business details. No long paperwork, no unnecessary delays—just a fast pre-approval process.
Review Your Credit Line Options
Once pre-approved, a dedicated loan advisor will walk you through your funding options, ensuring you choose the best solution for your business needs.
Access Your Funds & Use as Needed
Get approved and receive funding in as little as 24 hours. Withdraw funds when needed, repay at your own pace, and reuse your available credit anytime.
Get the Funding You Need in Just Three Easy Steps
How It Works – Simple & Hassle-Free Process
Securing a Business Line of Credit should be fast, straightforward, and stress-free. That’s why we’ve designed a simple 3-step process to help you access funding quickly—so you can focus on running your business.
Frequently Asked Questions
Q1: How does a Business Line of Credit differ from a traditional loan?
A Business Line of Credit provides ongoing access to capital that you can withdraw, repay, and reuse as needed. Unlike a traditional loan, you only pay interest on the funds you borrow, giving you more flexibility and control.
Q2: How fast can I access my funds?
Most approvals happen within minutes, and you can receive your credit line in as little as 24 hours, ensuring you get funding when you need it.
Q3: Do I need collateral to qualify?
Most of our Business Line of Credit options are unsecured, meaning no collateral is required. Approval is based on your business revenue, credit score, and time in business.
Q4: Can I use my credit line for any business expenses?
Yes! Your Business Line of Credit can be used for managing cash flow, purchasing inventory, covering payroll, handling emergencies, expanding your business, and more.
Q5: What happens after I repay the amount I borrowed?
Once you repay the borrowed amount, your available credit replenishes automatically, allowing you to borrow again anytime without having to reapply.
See why so many home service companies
want to work with us!
I seen the company grow by over $5M
“The Merdian Company is based in East Lansing, MI and provide Plumbing, HVAC, Remodeling & Electrical services.”
Hear From Craig Phillipich
Owner of The Medidian Company.
Our mission is to empower small businesses by providing customized financing solutions to fit their needs.
Social Media
